Archives
- March 2025
- February 2025
- May 2024
- April 2024
- March 2024
- February 2024
- November 2023
- July 2023
- May 2023
- April 2023
- February 2023
- January 2023
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- March 2022
- February 2022
- January 2022
- October 2021
- August 2021
- May 2021
- April 2021
- March 2021
- February 2021
- December 2020
- November 2020
- October 2020
- September 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
- November 2019
- October 2019
- September 2019
- July 2019
- July 2018
- March 2018
- November 2017
- October 2017
- September 2017
- August 2017
- June 2017
- May 2017
- April 2017
- January 2017
- December 2016
- November 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- May 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- October 2014
- September 2014
- August 2014
- July 2014
- June 2014
Categories
Category Archives: Regular Blog
Social Security checks. What’s the 2015 COLA?
The Social Security Admin. has just announced that the nation’s 63 million Social Security recipients will get a 1.7% cost of living increase for 2015. The increase will take effect in January. The 1.7% boost means the average retiree will see a $22 increase to $1,328 a month and the average senior couple will get a $36 “raise” to bring themto $2,176. I don’t know about you… but my “inflation” last year seemed to be a lot more than 1.7%! Those not … Continue reading
Posted in Regular Blog
Tagged 2015 Socia Security COLA, Social Security 2015 COLA
Comments Off on Social Security checks. What’s the 2015 COLA?
Beware of I.R.S. phone and email scams!
WARNING: Here is a transcript of the automated voice mail message left on a professional colleague’s (CPA) home phone last month by someone trying to commit an I.R.S. (fake) fraud on him: He received this voice mail message. “I need you or your retained attorney to return this call. The issue at hand is extremely time sensitive. I’m officer Hannah Gray from the Internal Revenue Service and the hot line to my position is 415-251-XXXX. I repeat, it’s 415-251-XXXX. Don’t … Continue reading
Posted in Regular Blog
Comments Off on Beware of I.R.S. phone and email scams!
Now… is a tough time to retire!
With the stock market at all-time highs and bond interest rates at near historical low levels, it can be a very difficult time to safely navigate a new retirement. Where should your assets be.. or be moved to? How should you take distributions and from what assets? But this post isn’t so much about those strategies as it is about the concept of “Sequence of Returns”. Since we are at historical stock market highs (but that doesn’t mean we can’t … Continue reading
Posted in Regular Blog
Comments Off on Now… is a tough time to retire!
Math Does Not Equal Money (Video)
Hello Friend, Today I recorded a 4 minute webinar explaining a little-understood concept: Math Does Not Equal Money. Said another way, “actual returns” are not the same as “average returns”. It explains part of the reason why avoiding losses is so important. And that is never more true than when one is taking retirement income withdrawals to fund the retirement you’ve waited so long for. I’ll be doing more of these short 3-15 minute webinars… IF enough of you like them — so … Continue reading
Posted in Regular Blog
Tagged average vs actual returns, Math does NOT equal money
Comments Off on Math Does Not Equal Money (Video)
Forbes article – 23 indications of a market bubble
I just wanted to pass along this article from Forbes showing 23 different charts indicating he stock market may be heading for a fall. (CLICK HERE to read it) Since the market lows of March 2009, the S&P 500 has nearly tripled. Although the market can continue to climb another 10-15%, at some point it will have to take a breather or perhaps suffer a big pullback. No market climbs forever. Although the article may be calling for you to panic, I think caution is the more prudent course. I’m not … Continue reading
Posted in Regular Blog
Tagged investing in the market, Mark J. Orr, market bubble
Comments Off on Forbes article – 23 indications of a market bubble