Category Archives: Regular Blog

Is the market really at all time highs?

Posted on December 10, 2014 by Admin

If you have a portfolio, you might find this message and the accompanying chart (SEE BELOW to view) interesting. Yes, the S&P 500 has made a number of new all-time highs in recent weeks and has earned 11.27% year to date (YTD) But most folks don’t invest ONLY in the S&P 500. They also invest in various types of bonds, small US stocks, international stocks, commodities (gold, oil, etc.) and so on for a diversified portfolio. I’ve attached an image YTD comparison of various index returns … Continue reading

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Updated 2015 Tax Brackets and Rates

Posted on November 24, 2014 by Admin

I am updating my Social Security book for 2015 and am using this new tax chart as part of the revisions, and thought you might like to see it as well. If you CLICK BELOW, you can see the 2015 tax chart. You might also want to know that that the personal exemptions have increase $50 to $4,000 and that the standard deductions (for those of you who do not itemize) have risen slightly to $6,300 and $12,600 for single filers and married filing jointly respectively) too. For … Continue reading

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Report your life changes to the Social Security Admin‏

Posted on November 19, 2014 by Admin

Most people don’t know this, but I wanted to make sure that you know that it’s our responsibility to report your life changes to the Social Security Admin. It can save you… or someone that you care about lot’s of problems later on. For example, I’ve heard of cases where clients failed to report a remarriage  and later had to repay all of the divorced-spouse benefits they received and were not entitled to. And for clients receiving SS benefits before their  full retirement age (FRA), it is very important … Continue reading

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Social Security checks. What’s the 2015 COLA?

Posted on October 23, 2014 by Admin

The Social Security Admin. has just announced that the nation’s 63 million Social Security recipients will get a 1.7% cost of living increase for 2015. The increase will take effect in January. The 1.7% boost means the average retiree will see a $22 increase to $1,328 a month and the average senior couple will get a $36 “raise” to bring themto $2,176. I don’t know about you… but my “inflation” last year seemed to be a lot more than 1.7%! Those not … Continue reading

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Beware of I.R.S. phone and email scams‏!

Posted on September 11, 2014 by Admin

WARNING: Here is a transcript of the automated voice mail message left on a professional colleague’s (CPA) home phone last month by someone trying to commit an I.R.S. (fake) fraud on him: He received this voice mail message. “I need you or your retained attorney to return this call. The issue at hand is extremely time sensitive. I’m officer Hannah Gray from the Internal Revenue Service and the hot line to my position is 415-251-XXXX. I repeat, it’s 415-251-XXXX. Don’t … Continue reading

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