Category Archives: Regular Blog

Here’s just one example of how a couple could use funds in their IRA to fund unlimited years of LTC coverage from my book, “Long-Term Care: The Elephant Lurking in Your Retirement.” For their circumstances, ages, and health, this product made the most sense for their goals out of the two dozen asset-based LTC products we offer. Charles and Patty are aged 62 and 61 and in very good health. They took $200,000 out of one of their IRAs and … Continue reading

Is Long-Term Care the Elephant in YOUR Room? It’s a huge potential financial challenge for millions of Americans that is all too often swept under the rug, left unresolved, and given little advanced planning. That can change right now! This book squarely addresses both scenarios: 1) when you have the time and good health to plan ahead and 2) when there is no time or good health for planning. My 7th book is an essential guide to help everyone financially prepare … Continue reading

How much money does it take for a $54,000 annual retirement income for a married couple of 64-year-olds who want to retire in one year in retirement based on the 4% rule? Well, that’s easy math. Simply divide $54,000 by .04 and you come up with $1,350,000. As a reminder, the “4% Rule” says that you can take 4% of an investment amount and that would be your starting income which hopefully will last 30 years, growing by inflation each … Continue reading

Will you outlive your money? Read this blog post and then CLICK BELOW to find out in nine easy steps with this FREE assessment fueled by my software. Famous football coach Lou Holtz once said, “Pressure is what you feel when you are not prepared.” Retirement Income Planning (also the title of one of my books) is about preparation… not procrastination. In continuing to make my financial planning practice better and more valuable for my clients, I keep adding new … Continue reading

That’s the title of my newest book!! Retirement. One’s Greatest Gamble Is Substituting Hope for a Plan Hope that stocks won’t ever crash again. Hope that inflation won’t cause your purchasing power to be cut in half over time. Hope that higher taxes won’t cause you to drain your savings quicker than you’d like to maintain your lifestyle. Hope that Social Security won’t run out of money as your annual statement warns. What’s YOUR plan? There are only TWO doors … Continue reading