Most Certified Financial Planners and the academic community no longer believe that the 4% “safe withdrawal rate” is a dependable rule of thumb for an inflation-protected 30 year retirement income stream.
I just read an article in Financial Planning magazine that said, based on the last 15-20 years, the “safe” withdrawal rate is closer to 2% (plus inflation).
But what if you could actually guarantee a 4% withdrawal rate – not only for 30 years… but for 40 or 50 years of generally increasing retirement income? And that’s at age 62. If you are older, the initial guaranteed withdrawal rate would be even higher than 4%
CLICK below to watch a 60 second video that explains more.
all the best… Mark