Monthly Archives: March 2021

Of course, nobody knows what the future holds in the stock and bond markets. Warren Buffett has said for years that in the next decade the stock market will only return mid-single digits (including dividends). Maybe he’s too bullish (at least according to Vanguard). In this Blog Post, I’m featuring market predictions from Vanguard for the next 10 years – just published in their April 2021 Advisor newsletter. I’m sure many of you will be surprised to see their predictions! … Continue reading

The nation’s long-term care (LTC) insurers paid out $11.6 BILLION in 2020, a $600 Million increase over 2019 according to the American Association for Long-Term Care Insurance (AALTCI). That is a huge amount of TAX-FREE benefits and only includes “traditional LTC insurance policies. Most people haven’t planned ahead for LTC costs. I get it. LTC insurance is expensive, premiums can and will likely rise over time and you may never use it. BUT if you own a business or are … Continue reading

Warren Buffett was not very kind to bonds in his annual shareholder letter a week or so ago. Of course, readers of my weekly market updates and blogposts already know that I’ve been saying the same thing for a few years! He wrote: “And bonds are not the place to be these days. Can you believe that the income recently available from a 10-year U.S. Treasury bond – the yield was 0.93% at yearend – had fallen 94% from the … Continue reading