Monthly Archives: January 2017

Do your business owner friends and relatives know what a Section 162 Bonus Plan is and how it can help them grow their business by attracting and retaining key talent? Section 162 Plans are a very typical way that small business owners can bonus their key employees in order to recruit and retain top talent. It can be a TAX-FREE ROTH IRA alternative with no IRS contribution limits nor income limits.  But once an employer learns how they can supersize these bonuses — WITHOUT … Continue reading

On December 23rd, I passed the third and final exam for a one-year long course to earn the Retirement Income Certified Professional® (RICP®) designation. At about $2,000 (for the 3-course advanced curriculum), plus over two hundred hours of coursework/studying plus passing 3 two-hour exams, I have now earned the RICP® designation. Of course, I’ll have additional continuing education (CE) requirements for the rest of my career too in addition to my CFP® and insurance license CE requirements too. It is … Continue reading