Monthly Archives: October 2016

Are you currently enrolled in Medicare? People age 65 or over qualify for Medicare – whether or not they have filed for Social Security benefits. Every year Medicare has an open enrollment period for those already enrolled in Medicare. For 2016 it is October 15 – December 7. So what is the Medicare Open Enrollment Period and why should you care? Every year Medicare health and drug insurance plans can make changes. Things like premiums, medical and drug coverage, and … Continue reading

Yesterday the Social Security Administration announced the COLA for 2017 of a puny .3%. That means the average “gross” Social Security check will go up by about $5 a month. Most of my clients checks would rise by $11-12 monthly. To get a fuller understanding of this and many of the other changes in Social Security for the coming year you can read an article in TheStreet.com. Myself, along with other authors of books about Social Security book were quoted a few times for the article. … Continue reading

A lot of folks mistakenly believe that I only work high income people who aren’t retired yet and/or millionaire retirees. Or that I might limit my clientele to those near or already in retirement. It’s true that all of those types of people make up a good percentage of my clientele. But I have a number of clients in their 30’s and 40’s who are serious about planning for retirement.  And of course, many of my other clients are Baby-Boomers … Continue reading

In my BLOG post a few weeks ago, I wrote about how the University of Michigan is loaning head football coach Jim Harbaugh $5 million this year and $2 million a year that he remains the head coach there in order to buy life insurance. Most of us are never going to get an opportunity like that. That’s almost better than winning the e lottery. After you are finished with this video and information, you can read that full BLOG … Continue reading