Monthly Archives: April 2016

You are likely to agree that 401(k)s and IRA’s have many similarities. They are both retirement plans. Both plans can help you lower your tax bill today, provide tax-deferred growth and help provide a taxable income source in retirement. Although long-time followers of my financial philosophy will know that tax-deferred is just a nicer way to say “tax-postponed”! You NEVER save any taxes with either one – you only postpone both the calculation of taxes (Will tax rates be higher? … Continue reading

On my last BLOG I wrote about why many savvy people pay up to 20 times more for life insurance than a term policy costs. But if term insurance for the death benefit is right for you or someone you love, wouldn’t make sense to get term insurance… with a difference. Term insurance that you don’t have to DIE… to USE! CLICK BELOW to watch a one minute video that explains how some term policies offer Living Benefits – for just a few bucks more! all the best… … Continue reading