Monthly Archives: May 2015

Should single folks delay SS benefits?

How would Americans who are not married, benefit from suspending their monthly retirement benefits after filing for Social Security at their Full Retirement Age (FRA)? The biggest reason why a single person might want to do this is to benefit from the 8% annual delayed retirement credits until they reach age 70. This will give them up to a 32% boost in lifetime SS income. Plus when COLA’s (cost of living adjustments) are applied, the actual monthly income grows faster on a larger check than it does a smaller one. … Continue reading

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The 2 Doors to Retirement ‏

There are only 2 doors to go through at retirement. Find out what they both are in my latest 60 second video. CLICK Below to watch it: http://youtu.be/UbKCfosugGY all the best… Mark

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An interesting stock market chart‏

Here is a chart that I found (SEE BELOW) that I found pretty interesting. It shows the S&P 500 returns over the last 35 years. 27 of those 35 years were positive. But the average intra-year drop in value was -14.2%. In other words, even though most years have gains, the average loss within those years was in double-digits. Of course, some years had bigger drops and some had smaller drops within the calendar year. But to me, the most interesting thing that the chart … Continue reading

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